Monday, 26 March 2007

Joint Accounts and Credit Cards

The petition is entitled Abolish joint bank/credit cards etc accounts &/or make the banks take responsibility for the misuse of these accounts from either party and the explanatory notes say
"It is becoming an everyday occurance where people are taking & stealing from joint accounts or trying to gain money by putting the other party into huge debts, & getting away with this. It seems that people who are honest are having to pay back the money, when it should be the person who is responsible for causing all the problems. The banks & the government should also take responsibilty for what is happening, as well as education the public of this"

We all make mistakes. We all, sometimes, trust someone we shouldn't trust. We all, sometimes, have our trusts abused.

I'm not quite convinced that this should be solved by preventing all people from having shared accounts. You know, couples who've been married forty years or so ...

The possibility of making banks liable if one of the parties misuses the account/card is probably more viable, though I'm not completely sure.

But I definitely don't think that just because some people are not trustworthy, all people should be prevented from trusting.

1 comments:

CreditExpert said...

It is quite an everyday occurence, really. If you know there are unfair people among the others, you will be afraid of meeting with them anyway. So all banks try to protect themselves, and claim we all to prove our decency and responsibility.