"It is becoming an everyday occurance where people are taking & stealing from joint accounts or trying to gain money by putting the other party into huge debts, & getting away with this. It seems that people who are honest are having to pay back the money, when it should be the person who is responsible for causing all the problems. The banks & the government should also take responsibilty for what is happening, as well as education the public of this"
We all make mistakes. We all, sometimes, trust someone we shouldn't trust. We all, sometimes, have our trusts abused.
I'm not quite convinced that this should be solved by preventing all people from having shared accounts. You know, couples who've been married forty years or so ...
The possibility of making banks liable if one of the parties misuses the account/card is probably more viable, though I'm not completely sure.
But I definitely don't think that just because some people are not trustworthy, all people should be prevented from trusting.